COVID-19 is making people take a hard look at their investment strategies, estate planning, insurance and their real estate. Market volatility has given rise to “experts” who are coming out of the woodwork with spam emails and ads that offer assistance with stocks or investment opportunities in hard assets like gold coins. Bad decisions are made in hard times, so it’s the perfect time to create an ad hoc personal advisory board for finances.  People who are looking at the overall assets of your business and family.  Businesses have Advisory Boards who take a hard look at the strengths and weaknesses of sales and revenue, receivables,

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